A small dialogue to basic-level learners.

They say you can t take your money with you when you die.
[says Pointy-Haired Boss]

But does that include Bitcoin? Because even a ghost can remember a password?
{ditto]

Why would a ghost need money? [Dilbert asks]

Have you never noticed they all wear clothes? [pointy-haired boss´s answer]

How would you translate "they say" (you can translate the whole sentence if you wish.)
Intermediate or higher...don´t spoil the fun by doing their homework.
Have you ever heard that statement (the first sentence) said by someone in Brazil? Or in your country (for that matter)?