Um guia para quem estuda Inglês Online
Generally speaking, I think that it is better to save your money for a necessity in the future. Indeed, when you earn your salary, one of the things you may want to do (the) most is to spend it on something you like. However, if you spend all the earned money, you might make yourself vulnerable to unexpected events ["improvise" is not a noun].
First of all, saving money is one of the most important things to do if you want to lead a comfortable life. If you have a little amount of money saved, you will feel more relaxed when a problem comes along. Preparing beforehand could mean you won't need to worry about how much money you spend. After all, many things can happen, such as accidents and other unforeseen events / emergencies. You may think that these things will never happen to you, but if they do, you will regret not saving money.
Second, if you have a child ["kid" is a low-register word, and might be inappropriate for use in a written exam], it is important to save money for his or her college tuition. Many of the universities are private, so putting them through college may require a sizeable amount of money. Today, it is normal for parents to do that, because their children need to go to college and their parents are usually the ones who support them.
However [what follows is an opposing point], saving money is not the only thing to do if you want to be financially safe. Another option is to invest it. A common example of this would be a savings account, which pays interest on the amount saved on a periodic basis. In practice, a person who keeps a million dollars in a bank receives a hundred thousand dollars at the end of the month, at a given rate.
In conclusion, saving money only brings good consequences. In addition, you can save to buy things that you need, like a car, for example. If you have uncontrollable spending habits ["people" is the plural form of "person"], however, you might not have enough money when a surprise arises, and you might even have to sell your belongings. On the other hand, when you save, you can often live safely.