Como dizer "Bom pra pagar, mau pagador" em inglês

Português: bom para pagar, ruim para pagar, bom pagador, mau pagador
Inglês: good payer, bad payer: a person who usually pays on time/late

Exemplos:

1. Suppliers who already deal with the potential customer can be used as a means of verifying whether the customer is a good payer.
2. This does not mean that any applicant we have turned down is a bad payer. It simply means that based on the information available to us...